What is Business Insurance?

Business insurance protects your business against losses suffered in the day-to-day running of your company, but particularly when the business faces a compensation claim.

Ultimately, anyone who provides professional services, expertise, skills and advice to a client could have a claim brought against them. As a business owner you can be liable for a whole range of accidents & issues, even if you may not think it!

Weston Financial can recommend a wide range of business insurance products, but core products include Professional Indemnity, Public Liability, Employer’s Liability & Key-Man cover. You can supplement your protection level further with Life, Critical Illness cover & more.

What Business Insurance do I need?

Not all business insurance is a legal requirement, it does depend on your particular business and the service you offer and the risks that you face.

However, if you have one or more members of staff, then Employers’ Liability insurance is generally a legal requirement for most businesses.

If your business means you or your staff are interacting with any third party (this could be clients, customers, suppliers or anyone else for that matter) then it’s probably worth thinking about Public Liability Insurance.

Cover like Professional Indemnity may be required by regulatory bodies and/or be a mandatory requirement in certain contracts of work, depending on the customers you are carrying out work/services for. Certainly if you handle client data or intellectual property, then professional indemnity insurance is an important cover to have in place.

Case studies

Take a look at our recent case studies and see how we've successfully helped our clients with their requirements.

Mr D N – Milton Keynes

  • Business insurance
  • 25/03/2020
Mr N, a painter and decorator with his own business, had existing protection set up on a personal basis to protect his mortgage should either he or his wife pass away. Mr N wanted to see how cover could...
Read more

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Talk to our Customer Care team 0333 212 8557


I will always use Weston Financial moving forward. They helped me with finance and I'm now looking for them to deal with my insurances.

Sia Courier Ltd

The high street banks would not help. Weston Financial were not only able to arrange fast funding but their helping hands have supported us and allowed us to move on to win further contracts and grow our business. Thank you all!

Woodside Landscapes

Anybody looking for a competitive, quick quotation for business finance..look no further. Local, friendly staff who are all dedicated to finding the best quotation whatever your circumstances.

Jennifer Roberts

Weston Financial arranged a credit facility that was very reasonable and perfect for my circumstances. I will use them again in the future.

The Phone Repairing Company Ltd

I highly recommend Weston Financial Limited to any small business that is looking for new income streams or cashflow injections into their business. The team is professional and efficient and i look forward to continuing building on our relationship with them in 2021 and beyond.

Last Man Stands

Really pleased with the service offered very professional, went beyond expectations, highly recommend this company

Maggie Evans

I want to thank both Carla & Matt for their help with obtaining the finance I needed. You were so quick, efficient & professional throughout. Carla, in particular, was fantastic to deal with - no wasting time, no silly questions just on point.

Going forwards please rest assured that I will be coming to Weston Financial for any funding needs.

Alan B