Does your business accept terminal or online card payments?

Borrow and repay through your credit/debit card earnings.


Available to customers who take card payments via physical terminal and/or online

• Include your revenue from Just Eat, Amazon and eBay and more.

• Repayment Sweep from just 10%

• Re-finance your existing MCA facility

• No fixed monthly repayments

• No hidden/early/late fees

• Top-Up funding available


With a Merchant Cash Advance our Lenders are able to offer up to 200% of average monthly card takings (Renewals can be up to 250%). This is a facility open to Sole Traders, Partnerships & Limited Companies, whether they are Homeowners or not.

There are no fixed monthly payments nor business plans required. No hidden/early/late fees, customers only pay back as they earn in line with their card transactions.

Typically, the term length of a MCA ranges between 4-12 months. Customers on average pay back in 6-9 months however the beauty of our funding is that you pay off your advance as you make sales, perfectly in line with your cash flow, thus meaning there is no concrete date and no late fees!

If you have been accepting credit/debit card payments for at least 4 months, with a minimum average of £2500 card takings monthly and at least 10 transactions per month then you are very likely to be accepted.

Our Lenders work with the majority of UK card processors and can even advance against revenue earned through sites like Just Eat, Klarna & Shopify.

We can even assist you if you have adverse credit as we review each application on a case-by-case basis. As long as you are upfront and honest then we will do everything in our power to help you.

Case studies

Take a look at our recent case studies and see how we've successfully helped our clients with their requirements.

Mr W – London

  • Commercial
  • Development & Bridging
  • 03/11/2023
Mr W approached us with a requirement to fund a new build 4 bedroom property with the intention of selling the unit once completed. As Mr W had issues with a previous company having been liquidated during the Covid...
Read more

Mr H – Cheadle

  • Commercial
  • 03/11/2023
Mr H was referred to us via his tax accountant and one of our Strategic Partners. His business started in 2018, supplying white goods & furnishings to the NHS as well as the hospitality industry. Whilst the business has...
Read more

We’re here to help!

Whether you’re a new or existing customer, feel free to give us a call.

Contact Us

Talk to our Customer Care team 0333 212 8557