What is Bridging and Development Finance?

A Bridging loan is a short-term secured loan that essentially fills the gap between making a purchase and other funds becoming available. As this is a type of secured finance typically you will need to own property, land or another high-value asset in order to be eligible.

Essentially it can allow the borrower to access funds quickly and is most commonly used by property owners, developers and investors in order to be able to refurbish a property or to move into a new property whilst waiting for their current property to be sold. However many customers have used a bridging loan for debt consolidation and improving cash flow for the business. You could be eligible for a bridging loan even if you have poor credit.

Development Finance is a slightly different product and is available to both first-time developers and developers with a proven track record. This type of finance is specifically for refurbishment or construction of a project, as well as contributing to the property value/purchase. Weston Financial has access to lenders who are able to secure against future development projects and fund up to 100% of the GDV.

Need more information?

Contact us today to discuss your Development & Bridging options

Frequently asked questions

Do you offer funding for smaller developments?

Yes- Even if you’re a first-time developer with a small project, we can help.

What is the maximum funding amount for developments?

We can offer Development finance upto £500m

Do you do 100% funding for developments?

Yes- we can provide 100% funding, but this will depend on your individual circumstances. Our Bridging and Development team will be able to assist further once a full fact find is performed

Case studies

Take a look at our recent case studies and see how we've successfully helped our clients with their requirements.

Mr W – London

  • Commercial
  • Development & Bridging
  • 03/11/2023
Mr W approached us with a requirement to fund a new build 4 bedroom property with the intention of selling the unit once completed. As Mr W had issues with a previous company having been liquidated during the Covid...
Read more

Mr W-J – Middlesex

  • Development & Bridging
  • 26/03/2020
We were approached by Mr W-J who had two exclusive development projects. One project required over £12m funding and the other project required circa £6m. When Mr W-J approached us planning had still not been fully granted but there...
Read more

We’re here to help!

Whether you’re a new or existing customer, feel free to give us a call.

Contact Us

Talk to our Customer Care team 0333 212 8557

Testimonials

Carla played a pivotal role in helping us secure flexible financing through Weston Financial. She was highly attentive and managed the entire process from beginning to end with great care and efficiency.

Steve Rolt Home Improvements Ltd

Easy to deal with and confident that the advice offered had our best interests at heart. Would use again.

Brian Macentee Architecture & Design

I needed a business loan to grow and expand my business and I also needed a second one for emergency cashflow. Tanya was really helpful on both occasions and everything was done professionally and quickly. I'd definitely use again if I need any further business finance and I'd thoroughly recommend.

Essex Podiatry

Excellent service, staff was so so helpful and great customer service! Recommend to everyone to use them.

Ella Bundu (The Asante's African Food)

Carla was fantastically helpful in helping us find funding to support our next stage of growth.

Becky Holland (BH&P Reading)

Seb and the team are great. Very personable, helpful, thorough and always available at the end of a line. I cannot recommend them highly enough.

Zevhub Limited

The team at Weston Financial are dedicated to giving a personal and committed service using clear communication so everyone understands what is expected. Customers always come first and they ensure they continue their support after the deal is done to ensure the relationship continues.

Laura Egglestone

I want to thank both Carla & Matt for their help with obtaining the finance I needed. You were so quick, efficient & professional throughout. Carla, in particular, was fantastic to deal with - no wasting time, no silly questions just on point.

Going forwards please rest assured that I will be coming to Weston Financial for any funding needs.

Alan B

Anybody looking for a competitive, quick quotation for business finance..look no further. Local, friendly staff who are all dedicated to finding the best quotation whatever your circumstances.

Jennifer Roberts

The high street banks would not help. Weston Financial were not only able to arrange fast funding but their helping hands have supported us and allowed us to move on to win further contracts and grow our business. Thank you all!

Woodside Landscapes

Weston Financial arranged a credit facility that was very reasonable and perfect for my circumstances. I will use them again in the future.

The Phone Repairing Company Ltd

The Customer Care we received from Carla at Weston Financial was perfect and a pleasure to deal with! She kept me informed every step of the way, very helpful and went over and above to help us. with our business financing. We would recommend Carla to anyone looking for a financing option. A very big thanks again.

Sandy & Scott at Sandy Reid SLR Auto Repairs LTD

Weston Financial have been very supportive and have understood our needs from day one. Not only were we able to receive fuss-free, fast and appropriate business funding, they also arranged for a free insurance review to ensure that everything already in place was as tax efficient as possible.

With Weston Financial’s help a lack of appropriate and efficient cover was identified with our personal insurances too. With this help we realised we were able to pay for this from pre-taxed earnings which instantly saved us around 20%. This spend also reduces our annual corporation tax bill.

Additionally, HMRC see it as an allowable expense meaning our accountant will be able to further offset against profits each year saving us an additional 19%. A superb personal service from all at Weston Financial and the one-off life-time broker fee is very attractive!

Darren Nicklin

From our initial contact with Weston Financial through to the present day they have continually and fully supported us with our business finance needs, even being able to arrange appropriate insurance at a very competitive rate to run alongside any development finance. 

With a one-off lifetime broker fee and continuing advice from their specialists, Weston Financial are with us every step of the way and their team have gone out of their way to meet our individual needs and requirements.  We rest assured knowing we can give them a call or drop them a line with any queries and know they'll do their utmost to ensure we approach things via the most sensible and economical route for our business needs.

Tony Ashcroft

I highly recommend Weston Financial Limited to any small business that is looking for new income streams or cashflow injections into their business. The team is professional and efficient and i look forward to continuing building on our relationship with them in 2021 and beyond.

Last Man Stands

Really pleased with the service offered very professional, went beyond expectations, highly recommend this company

Maggie Evans

I will always use Weston Financial moving forward. They helped me with finance and I'm now looking for them to deal with my insurances.

Sia Courier Ltd