Who is Asset Financing for?

Asset finance is relevant for any business of any size that is considering purchasing high-value equipment needed to support their continuing growth.

In addition, asset financing is very useful for a business that is unable to raise the funding needed to purchase such equipment outright or would like to spread the cost of the equipment (asset) over its usable life.

Asset finance is also suitable for all business structures including Limited Companies, Sole Traders, Limited Partnerships, Public Limited Companies.

Why use Asset Finance?

Useful to help manage cashflow and retain liquidity.

Asset finance allows businesses to fund capital equipment outside of normal banking facilities, over a period of 12 months to 7 years. It is useful to help manage cashflow and retain liquidity.

There are three main ways assets can be funded: hire purchase, finance lease and operating lease.

Within each structure we are also able to offer customers low deposit transactions, the opportunity to finance the VAT until it is back in from the VAT Office (or over the term of the agreement in some cases) and also the ability to match payments with cashflow, ‘seasonal payments’. Balloon payments are also available to keep payments lower. As with any transaction, all of these benefits are on a deal by deal basis and subject to credit acceptance.

There are many ideas and options available to ensure that the monthly payment fits in well with the needs of a business.

There are a vast array of assets that we can lend against, depending on circumstances. These include

  • Agricultural
  • Construction
  • Engineering
  • Manufacturing
  • Transport
  • Waste & Recycling
  • Woodworking assets

From Boilers to Harvesters, Tractors to Printing Presses, our lending panel has vast experience in all types of asset financing.

Talk to us today, you may be surprised at assets you have that are viable to lend against!

Case studies

Take a look at our recent case studies and see how we've successfully helped our clients with their requirements.

Mr W – London

  • Commercial
  • Development & Bridging
  • 03/11/2023
Mr W approached us with a requirement to fund a new build 4 bedroom property with the intention of selling the unit once completed. As Mr W had issues with a previous company having been liquidated during the Covid...
Read more

Mr H – Cheadle

  • Commercial
  • 03/11/2023
Mr H was referred to us via his tax accountant and one of our Strategic Partners. His business started in 2018, supplying white goods & furnishings to the NHS as well as the hospitality industry. Whilst the business has...
Read more

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Whether you’re a new or existing customer, feel free to give us a call.

Contact Us

Talk to our Customer Care team 0333 212 8557