What is a Secured Business Loan?

A secured business loan is where a business’ commercial property or owner’s residential/By to let property is used as collateral. Therefore, the amount of money a business can loan usually depends on the value of the assets secured on. The more equity you have in the selected property the more you will be able to borrow.

Examples of assets include; Residential, Commercial, Semi Commercial and By to let properties. Secured business loans often have better interest rates than unsecured business loans due to them being less of a risk for the lender.

For secured business loans, rates start from 5.95% per annum.

Am I eligible for a Secured Business Loan?
UK homeowners that are a director of a limited business are eligible for secured business finance.

Case studies

Take a look at our recent case studies and see how we've successfully helped our clients with their requirements.

Mr N G – Lancashire

  • Commercial
  • 25/03/2020
With an already successful company, Mr G contacted us and advised that the company had been given the opportunity to become a direct distributor for import and redistribution of specialist motor vehicles through third-party Agents. Mr G, alongside two...
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Mr D B – Ashton-Under-Lyne

  • Commercial
  • 25/03/2020
After winning a lucrative contract, Mr B needed funding on an urgent basis and we were able to arrange two separate loans to provide the funding that he required to be able to honour the contract. Around 6 months...
Read more

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